Bank of America just made history by completing one of the longest stock recoveries ever. The bank was trading near $53 at the end of 2006 before the Global Financial Crisis sent it crashing. For the next decade, the stock moved between $10-$30 and ...

For those who have been following us for a while, this post likely won’t come as a surprise. We focus only on investments that reliably build or preserve wealth. While some options (i.e. real estate) can make certain people wealthy, we evaluate what...

NVIDIA currently has a total market capitalization of $4.35 trillion according to Google Finance. They recently reported earnings that beat Wall Street expectations across nearly every metric. With each report, they continue to impress investors and...

The S&P 500 is composed of 503 stocks. Since the last trading day of last year, 233 of these stocks or nearly half, have had a negative return. Despite this, the total return for the index since that date (YTD) is 12.51%. How is this possible? T...

When you leave a job with a 401(k), it can be confusing to know what to do. Many people aren’t sure how to handle it at all. No matter what job you move to next or even if you don’t, you should transfer the money into your own Rollover IRA and Roth ...

Fundamentally, stock splits don't change anything for investors since they merely divide existing shares into more shares, resulting in a lower share price. However, human psychology significantly influences the market's response to stock ...

Today we wanted to clear up a common misconception we often see on social media which is the idea that FNILX and FXAIX are the same. Many people comment things like “FNILX is just FXAIX with no fees,” which just isn’t true. While they are very simil...

We just dissected the latest report from the U.S. Census Bureau, 2023 State-to-State Migration Flows, which is collected through the American Community Survey to see where most new residents in each state are moving from. The results were shocking, ...

Firstly, we want to make it clear that this post is not meant to sound ungrateful. We love our community and have been consistently posting content for nearly two years. For most of that time, we were not earning anything, so everything we shared w...

This data shows the total number of U.S. households receiving SNAP benefits broken down by ethnicity. SNAP, formally known as food stamps, helps low-income families who struggle to make ends meet buy food. The program costs taxpayers around 100 bill...

Based on the most recently available public data from the USDA Nutrition Assistance Program Report (November 2016), these were the top 20 commodities purchased using SNAP dollars. SNAP, formerly known as food stamps, helps low-income families afford...

This data shows the percentage of U.S. households receiving SNAP benefits broken down by ethnicity. SNAP, formally known as food stamps, helps low-income families who struggle to make ends meet buy food. The program costs taxpayers around 100 billio...

Six figures used to be the gold standard: the dream income that promised comfort, freedom, and the ability to enjoy life’s luxuries without constant financial stress. It was the number everyone aimed for because it meant security and success. But to...

This is the best investment strategy as it guarantees wealth in the long-term while also allowing for the possibility of wealth in the short-term. To implement this strategy, put 90% of your future investments into low-cost index funds like FXAIX f...

Widely used retirement accounts are actually a fairly recent development, yet today they are nearly universal. In the past, many people relied on older generations’ systems like pension plans to handle retirement for them. That began to change in t...