The IRS has recently announced new contribution limits for tax-advantaged investment accounts for the year 2026. The annual contribution limit for employees participating in 401(k), 403(b) and governmental 457 plans has increased to $24,500, up from...

One of the many beauties of index fund investing is the way the index automatically adjusts for you. The S&P 500, a market-cap-weighted index, is continuously recalculated and adjusted based on market capitalization and the number of shares avai...

Wall Street is well-known for attempting to predict investment markets, but even top analysts struggle to get it right. Predicting market movements accurately is nearly impossible and even the experts can miss the mark such as Goldman Sachs. Last ye...

If you’ve been waiting to invest, now’s the time to start. The S&P 500 and its top companies have seen incredible gains this year. The market’s long-term trend is upward, even with occasional dips. Waiting for the “perfect” time often leads to m...

Sorry… slow day at the office. “67” is a famous viral meme right now. People yell it, joke about it, search it, and move on. But a better question is this: what would $67 actually turn into if you invested it every single week and let time do the he...

Last year, we shared a similar post showing how experts missed the S&P 500 by an extremely wide margin. We’re back at it again and the story remains exactly the same: no one can predict the future not even Wall Street professionals with their ad...

Bank of America just made history by completing one of the longest stock recoveries ever. The bank was trading near $53 at the end of 2006 before the Global Financial Crisis sent it crashing. For the next decade, the stock moved between $10-$30 and ...

For those who have been following us for a while, this post likely won’t come as a surprise. We focus only on investments that reliably build or preserve wealth. While some options (i.e. real estate) can make certain people wealthy, we evaluate what...

NVIDIA currently has a total market capitalization of $4.35 trillion according to Google Finance. They recently reported earnings that beat Wall Street expectations across nearly every metric. With each report, they continue to impress investors and...

The S&P 500 is composed of 503 stocks. Since the last trading day of last year, 233 of these stocks or nearly half, have had a negative return. Despite this, the total return for the index since that date (YTD) is 12.51%. How is this possible? T...

When you leave a job with a 401(k), it can be confusing to know what to do. Many people aren’t sure how to handle it at all. No matter what job you move to next or even if you don’t, you should transfer the money into your own Rollover IRA and Roth ...

Fundamentally, stock splits don't change anything for investors since they merely divide existing shares into more shares, resulting in a lower share price. However, human psychology significantly influences the market's response to stock ...

Today we wanted to clear up a common misconception we often see on social media which is the idea that FNILX and FXAIX are the same. Many people comment things like “FNILX is just FXAIX with no fees,” which just isn’t true. While they are very simil...

We just dissected the latest report from the U.S. Census Bureau, 2023 State-to-State Migration Flows, which is collected through the American Community Survey to see where most new residents in each state are moving from. The results were shocking, ...

Firstly, we want to make it clear that this post is not meant to sound ungrateful. We love our community and have been consistently posting content for nearly two years. For most of that time, we were not earning anything, so everything we shared w...