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Longest Lasting Cars
Here are the longest lasting car models using the report from iSeeCars. The potential lifespan is determined by calculating the top 1% of mileage for each unique car model. This report shows that 8 out of the top 15 cars are made by Toyota. This man...
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Rating Your Credit Score
The wizards use the same system that 90% of top lenders follow, the FICO scoring model. A good score can unlock lower interest rates, easier loan approvals, and better financial opportunities. A poor score can make borrowing more difficult and much ...
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Best Labor Day Sale
Its Labor Day weekend and with it comes a flood of sales designed to tempt you into spending. You’re likely seeing discounts of 25%+ on some of your favorite products, but here’s a deal you might not have considered: 100% off every item you don’...
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Don't Buy Gold
Lately on social media, there has been many posts about the rising prices of gold, sparking a flood of comments and questions. People are wondering if gold is a smart investment, is it better than stocks, or even suggesting it might be the only true...
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Its Okay To Rent
The point of this post is to show two simple rules that explain why renting is a completely reasonable financial choice:Your mortgage is the minimum you’ll pay.Your rent is the maximum you’ll pay. Here’s what that means. When you own a home, you are...
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Is Your Dog Worth It?
With rising costs for food, supplies, insurance, and health care, the decision to own a dog should not be taken lightly as owning a pet is not only a personal commitment but also a significant financial endeavor. Many people underestimate just how c...
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Pick The Right Broker
Choosing the right investment brokerage matters and one of the biggest factors in choosing the right one is available account options. Does the brokerage you’re considering offer the range of accounts that give you the best benefits? It’s important ...
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Unexpected HSA & FSA Eligible Expenses
Here are some of the most surprising and interesting qualified expenses for your HSA/FSA dollars. Keep in mind that most expenses must be tied to a medical need in some way. Here is a further breakdown what is covered: - Abortion: Costs associated w...
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Best Performing Investment
Since its inception in 1957, the S&P 500 has consistently outperformed other major investments. While real estate and bonds have delivered far more modest results, the S&P 500 has proven to be a powerhouse of growth. Gold has held its own w...
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Best Credit Card Benefit
This post highlights that the sign-up bonus on a credit card is often the most valuable perk, outweighing other popular benefits like cashback or point multipliers. While earning rewards on everyday purchases is great, like getting $60 back on routi...
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HYSA vs Money Market
Here’s a comparison between high-yield savings accounts (HYSAs) and money market funds: HYSAs are savings accounts with high interest rates (currently around 3.6%). Online banks are able to offer these because they have lower costs. As long as the b...
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WNBA Rejects Pay Raise
WNBA players reportedly rejected a deal that would have raised minimum salaries from $66K to $250K and maximum salaries of $249K to $1M, the biggest jump in league history. Despite this, the league's Union rep called the offer a “slap in the fa...
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Easy Tax-Free Million
The easiest and simplest way to become a millionaire (tax-free) is through a Roth IRA. With this account, your investments are made with post-tax dollars, allowing your money to grow tax-free and you won’t owe taxes upon withdrawal. You can withdraw...
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Best Mortgage Term
The 15-year fixed rate mortgage is the best type of mortgage you can get, as it has the lowest overall cost compared to other options. This term keeps you on track to pay off your home faster, typically offers a lower interest rate and costs signifi...
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Income Needed By State
Comfortable living is a relative term, but this study is based on the idea of sustainable comfort using the 50/30/20 budgeting rule. Under this approach, 50% of income covers essential needs such as housing, transportation, healthcare, and grocer...
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